Top Tennessee Insurance Questions and Answers

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What Does Workers’ Compensation Cover in Tennessee?

Workplace incidents are unavoidable, so it’s crucial to find the right coverage to keep your team safe. Workers’ compensation insurance helps provide essential coverage for employees and business owners. A Tennessee independent insurance agent can help you find the right policy. But first, here’s a guide to workers’ comp.

Lone white boat lying on its side on the water. Who's responsible if renters totaled my boat?

In Tennessee, Who's Responsible If Renters Totaled My Boat?

Renting your Tennessee home out can be exciting, but it can also end up costing you, in more ways than one. Sadly, sometimes guests damage your property more than they respect it. So who's responsible if renters total your boat? A Tennessee independent insurance agent can help you get covered with the right boat insurance.

A Tree Trimmer Hit My Tennessee Neighbor's Shed, Who's Responsible?

No matter how careful a hired hand like a tree trimmer is, accidents happen. So what if my neighbor’s shed gets hit by a falling branch? Who’s responsible for the repairs? Fortunately a Tennessee independent insurance agent can help protect you in this situation with the right home insurance, no matter who's responsible.

Know Your Tennessee Earthquake Coverage Options and Prep Smart

Earthquake coverage is excluded in standard homeowners insurance. That is why you need to purchase earthquake insurance to protect your home and belongings from earthquake damage. Tennessee is a high-risk state for earthquakes, so work with an independent insurance agent today to find the best coverage. Start preparing now.

Does Home Insurance Cover Deer Invasion and Destruction in Tennessee?

A determined deer can wreak havoc on your garden and landscaping, and even cause physical damage to your home. Whether it breaks a screen door or puts an antler through a window, do you know if your Tennessee homeowners insurance would cover the damage? Learn what an independent insurance agent can do for you.

What Is the Average Cost of Farm Insurance in Tennessee?

In Tennessee, farm insurance premiums will vary by farm and carrier. Fortunately, you won't have to go it alone. A trusted adviser can help you find a policy that's affordable through their network of highly rated companies. They'll even shop for you. Connect with a Tennessee independent insurance agent for custom quotes.